Sample Letters

To Credit Reporting Agencies

Inform Credit Reporting Agencies that you are a victim of identity theft.

To Creditor – I did not open this account or loan

Report an account or loan you did not open.

To Creditor – I did not make this charge

Report unauthorized charges.

To Bank – I did not make this debit

Report unauthorized debits.

To Credit Reporting Agencies

Place security freeze on your credit file (PDF format).

Support Documents

Include a copy of these documents with your letter:

• Driver’s License
• Police Report
• ID Theft Affidavit

Instructions for using sample letter

Delete the bold text. Replace with the information requested.

Mailing Instructions

Send by Certified Mail, Return Receipt Requested. This will give you proof that your letter was sent and received.