Help for homeowners and home buyers
Saving Your Home
- What to do if you fall behind on your house payments – How to deal with your lender – How to avoid scams and get help.
- Renters in a Foreclosure
- If you are renting a home that has fallen into foreclosure, new laws give you more time to move out.
- Foreclosure Rescue Scams
- Thieves prey on those facing a foreclosure. Here are tips on avoiding common scams.
- Short Sales
- If you cannot make your mortgage payments you might be able to sell the property for less that what you owe. This is called a short sale.
- How to Survive the Housing Crisis
- Consumer Affairs' one-stop informational resource on foreclosures, loan modifications and new programs to help homeowners.
Buying a Home
- Buying a Home
- Determining what you can afford – Finding the right home for you and your family – Getting a good home loan – Completing the purchase.
- Avoid Predatory Lenders and Get a Good Home Loan
- Avoid “predatory lenders” that offer high-interest loans with hidden fees and costs. How to find a good loan and the interest rate you qualify for.
- Using an escrow company ensures that the seller receives payment for the home and that the buyer gets title to the property.
- Co-signing for Someone Else
- If you co-sign a contract for a friend or relative, you must pay if they don’t.
- Homeowner Notification
- This Los Angeles County program gives you a chance to review real estate documents to make sure they are correct.
- Hiring a Contractor
- 10 important things to know and do.
- 10 Common Homeowner Complaints
- 10 things every homeowner needs to watch out for.
- Homestead Protection
- A homestead protects some of the equity in your home. If you live in the home you own, you already have an automatic homestead exemption.
- Refinancing Your Home
- Things to consider before you refinance – Finding the right lender – Avoiding hidden costs.
- Home Equity Line of Credit
- A home equity credit line lets you use the equity in your home for personal use. Understanding the benefits and risks.
- Reverse Mortgages
- Reverse mortgages are for senior citizens who own homes and want monthly income from their home equity.
- Bail – Using Your Home as Security for a Bail Bond
- If a person on bail does not appear in court, you can lose your house.